Five tips before you buy a car insurance premium

Five tips before you buy a car insurance premium

Compare and also analyse in detail

Never leave the car insurance management until the last moment. You should always have enough time to shop around and compare and also analyse in detail. You have to be careful or else there is a risk that you may find horrible surprises after you have been into a car accident. Give the buying process for your new car insurance enough time. Begin with the end in mind. Ask the important questions to the car insurance company.

Check your excess

Check your excess. Many times the car insurance company don't discuss the excess during the phone call. Give the buying process time and don't sign the documents before you have read all your car insurance policy documents carefully. The risk otherwise is that you have to pay a high compulsory excess in case of any car accident.

Be aware of cheap car insurances policies

Some cheaper car insurance policies don't cover you for driving other people's cars under third party protection. Be aware of that the car insurance policy also for example be a case based on your profession. For example it is very common that students are not allowed to drive other people's cars.

Give your new car insurance company the exact information

Always give your new car insurance company the exact information. If you for example been into a car accident and wish to make a claim. The car insurance company will start to investigate you. If they find you guilty of not giving the correct information about you and your car and driving history. Then the car insurance company will invalidate your car insurance policy. The problem you will face then is that the car insurance company will not recover your losses and you have to pay everything from your own pocket.

Always tell you car insurance company about your actual risk address

Always tell you car insurance company about your actual risk address. The risk address is not always your home address. You see the definition of the the risk address is where your car is parked during the night for the majority of your car insurance policy year. So let's say for example, if you work at night at a hospital and park your car outside your work. Then your job address is the same as your risk address. 

Articles related to Five tips before you buy a car insurance premium